(917) 808-9615

Apply Now

(917) 808-9615

Apply Now

A business line of credit gives you a set amount of money you can tap whenever you need it. Draw funds, pay them back, and draw again, paying only on what you actually use. Big Ben Consultants helps established businesses across the United States get lines of credit of up to $250,000.

How a business line of credit works

  1. Get approved for a limit. Your limit is based on your revenue, time in business and credit.
  2. Draw when you need it. Move money to your business account for payroll, inventory or an opportunity that can’t wait.
  3. Repay and reuse. As you pay down what you’ve drawn, that amount becomes available again.

When a line of credit makes sense

  • Seasonal businesses that need a cushion between busy months
  • Covering payroll or supplier bills while you wait on customer payments
  • Having funds ready for opportunities without taking a lump sum you don’t need yet

Typical requirements

  • 2+ years in business
  • $180,000+ in annual revenue
  • 650+ owner credit score (FICO)
  • Repayment terms of 12 to 36 months

Don’t meet these yet? A merchant cash advance or working capital option may still fit. Your advisor will tell you what you qualify for.

Find out your limit. Apply online, call (917) 808-9615, or email your last 3 months of business bank statements to Apply@bigbenfunding.com.

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