(917) 808-9615

Apply Now

(917) 808-9615

Apply Now

Need cash quickly but don’t want to wait weeks on a bank? A merchant cash advance (MCA) gives your business a lump sum now in exchange for a share of your future sales. Big Ben Consultants helps businesses in all 50 states get MCA offers from $10K to $1M, with decisions as fast as the same day.

How a merchant cash advance works

  1. Apply in minutes. Fill out a short application and send your last 3 months of business bank statements.
  2. Review your offer. Your funding advisor walks you through the amount, the total payback and the payment schedule before you sign anything.
  3. Get funded. Once you accept and the funder verifies your file, money can land in your account as soon as the same day.
  4. Repay from sales. Payments come out as a small share of your sales or a fixed daily or weekly amount, depending on the offer.

Why business owners choose an MCA

  • Fast decisions and funding
  • Approval based mainly on your revenue, so less-than-perfect credit doesn’t automatically rule you out
  • Use the money for anything the business needs: payroll, inventory, repairs, marketing or a slow season
  • Payments that can move with your sales

What it costs

An MCA is priced with a factor rate instead of an interest rate. Your offer shows the exact amount you’ll pay back in total, so you know the full cost up front. MCAs usually cost more than a bank loan; you’re paying for speed and easier approval. Your advisor will show you how it compares with a line of credit or term loan if you qualify for one.

Who qualifies

  • At least 6 months in business
  • At least $20,000 in monthly revenue
  • 3 months of business bank statements

Ready to see what you qualify for? Apply online, call (917) 808-9615, or email your last 3 months of business bank statements to Apply@bigbenfunding.com.

Instant Funding

Our Primary Goal Is To Help Your Business Succeed

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Success

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