Beware of scams that promise a line of credit in exchange for taking out a cash advance and paying it back within a certain time frame. This common tactic preys on people in need of financial assistance, luring them with the promise of future credit. However, once you take the cash advance and repay it, the promised line of credit often never materializes. Scammers use this method to extract money upfront, leaving you with no credit and out of pocket. Always be cautious of offers that seem too good to be true, and verify any financial arrangements through trusted institutions.